46409 Homes under $200,000

46409 Homes under $200,000

Welcome to the vibrant community of Gary, Indiana, nestled in the heart of Lake County and proudly bearing the zip code 46409. This area is not just known for its rich history and diverse culture, but also for its affordable housing options, making it an ideal destination for first-time homebuyers, families, and investors alike.

Homes in Gary, particularly in the 46409 zip code, offer an incredible opportunity to own property without breaking the bank. With many charming residences available for under $200,000, you can find a variety of styles, from quaint bungalows to spacious single-family homes. These properties often feature unique architectural elements, generous yards, and proximity to local parks, schools, and shopping centers, ensuring a comfortable and convenient lifestyle.

Living in Gary means embracing a community that is on the rise. The city is undergoing revitalization efforts, enhancing its appeal and fostering a sense of pride among residents. You'll find an array of recreational activities, cultural events, and local dining options that reflect the area's diverse heritage. The nearby Lake Michigan shoreline offers stunning views and outdoor adventures, perfect for those who appreciate nature and the great outdoors.

Whether you’re looking to settle down or invest, the 46409 zip code in Gary, IN, presents a unique opportunity to find a home that suits your needs and budget. Explore the possibilities today and discover why this charming city is the perfect place to call home!

Newest 46409 Homes under $200,000

4349 Carolina Street, Gary
$96,500
3 Beds ⋅ 2 Baths
3 bedrooms 1.5 bath with full basement with high ceiling. Needs some work New roof. Furnace and HWH 5 years old Utilities are ON

4349 Carolina Street, Gary
4616 Massachusetts Street, Gary
$127,900
2 Beds ⋅ 1 Baths
Welcome to 4616 Massachusetts St in Gary! This property offers a functional main level living space, with an unfinished basement and unfinished attic providing additional storage or additional living space. Enjoy the privacy of a fenced in yard perfect for outdoor gatherings, gardening or simply relaxing outdoors. Bring your vision, conveniently located near local stores, shopping , and everyday amenities, this property offers an opportunity for homeowners or investors looking to make a property their own. Don't miss the potential this home has to offer at a great price!

4616 Massachusetts Street, Gary
5180 Maryland Street, Gary
$159,900
3 Beds ⋅ 1 Baths
Own This Home for Less Than Rent -- No Money Down for Qualified Buyers! Why keep paying your landlord when you can own this beautifully remodeled Cape Cod in one of Gary's most desirable neighborhoods? Perfect for first-time buyers, this 3-bedroom home is move-in ready and packed with space, charm, and value! Enjoy a spacious living room large enough for your sectional sofa and flat screen TV, plus a separate formal dining room ideal for entertaining friends or hosting holiday meals. The kitchen offers plenty of elbow room and natural light--perfect for prepping meals or recording your next foodie reel! Need your own space to unwind? Head to the partially finished basement featuring a cozy rec room with electric fireplace--ideal for movie nights, a gaming setup, or your own chill zone. Step outside to your fully fenced backyard--great for pets, play, or weekend BBQs--and enjoy the bonus of a detached garage! All of this on a quiet street, with updated finishes, a newer feel, and NO MONEY DOWN financing options available for qualified buyers. First-time buyers, this is your opportunity to stop renting and start building equity. See this one BEFORE you make an offer on another one!

5180 Maryland Street, Gary
3443 Georgia Street, Gary
$146,000
3 Beds ⋅ 2 Baths
Cozy meets comfort at this beautifully restored 3 bed 2 bath ranch home. Stainless steel appliances include a side by side refrigerator, dishwasher, microwave, and gas range. Home is also equipped with a new digital security system for peace of mind. Conveniently located minutes away from Gary's UIN campus, I-80, and I-65 this is the perfect affordable option for a first time home buyer, student resident, or an investor looking to build a rental portfolio.

3443 Georgia Street, Gary
3851 Tennessee Street, Gary
$72,500
3 Beds ⋅ 3 Baths
Large 3 bedroom with master suite bath and walk-in closet. Large kitchen. Gas and electric are ON Needs work.

3851 Tennessee Street, Gary
4433 Vermont Court, Gary
$110,000
4 Beds ⋅ 2 Baths
Investor Opportunity - Brick Home with Excellent Potential This brick home presents an excellent opportunity for investors, renovators, and buyers looking to add value. The property requires updates and renovation, offering the potential to customize the home to today's market standards and maximize its future value. Bring your vision and explore the possibilities this property has to offer. Properties with this level of value-add potential can be an excellent opportunity for the right investor.

4433 Vermont Court, Gary
5101 Vermont Street, Gary
$174,900
3 Beds ⋅ 2 Baths
Welcome to 5101 Vermont Street in Gary's South Glen Park neighborhood! This cozy 3-bedroom, 1.5-bath home sits on a spacious corner lot near a cul-de-sac and offers plenty of room inside and out. The main level features three bedrooms, a full bathroom, a comfortable living room, and a country-style kitchen with stainless steel appliances. A convenient side entrance leads to the attached garage. The expansive, partially finished basement provides additional living and storage space, plus a versatile bonus room with potential for an office, recreation room, or guest space. The laundry area is also located downstairs, and the washer and dryer are included. Outside, you'll find a second, detached two-car garage, a generous driveway with ample parking, and a side privacy fence. With two garages, flexible basement space, and a welcoming layout, this home has plenty to offer. Schedule your showing today!

5101 Vermont Street, Gary
3549 Carolina Street, Gary
$149,900
2 Beds ⋅ 1 Baths
Beautifully Updated 2-Bedroom Bungalow with Bonus Sunroom! Welcome to 3549 Carolina Street, where classic charm meets modern style. This move-in-ready 2-bedroom, 1-bath bungalow has been thoughtfully updated and is ready for its next owner. Relax on the inviting front porch before stepping inside to a bright, welcoming interior featuring refinished hardwood floors, fresh neutral paint, and new carpet in both bedrooms. The beautifully remodeled kitchen offers white shaker cabinetry, granite countertops, a stylish tile backsplash, and plenty of cabinet space--perfect for everyday living. The renovated bathroom showcases designer tile, updated fixtures, and a modern vanity, while the bonus sunroom provides flexible space ideal for a home office, reading nook, playroom, or additional storage. Outside, you'll appreciate the spacious backyard, private driveway, and detached garage, offering plenty of room for outdoor entertaining, gardening, or extra parking. Whether you're a first-time homebuyer, looking to downsize, or searching for a turnkey investment property, this home checks all the boxes. Conveniently located near schools, shopping, parks, and major expressways for an easy commute. Don't miss your opportunity to own this beautifully updated home--schedule your private showing today!

3549 Carolina Street, Gary
1264 E 36th Place, Gary
$110,000
3 Beds ⋅ 2 Baths
3 Bedroom 1.5 Bath Home for Sale in Gary * Large Living Room * Eat In Kitchen * 3 Nice Sized Bedrooms * Full Basement * Property Is Tenant Occupied * Please Do Not Disturb Tenants * Please See Agent Remarks For Offer Submission Instructions and Showing Instructions

1264 E 36th Place, Gary
3608 Virginia Street, Gary
$139,900
3 Beds ⋅ 2 Baths
Welcome to this completely remodeled 3-bedroom, 2-bathroom home at 3608 Virginia St in Gary! Featuring striking painted blue brick curb appeal, the house opens into light-filled living space adorned with modern light-wood flooring, updated trim, recessed lighting, ceiling fan fixtures, and fresh interior doors. The standout European-style kitchen boasts sleek flat-panel cabinetry, quartz countertops with a dramatic matching full-height quartz backsplash, matte black hardware, and an incentive of new stainless steel kitchen appliances included with a full price offer. Designer finishes extend into both full bathrooms, featuring custom tile tub and shower surrounds, glass shower paneling, rainfall showerheads, illuminated arched mirrors, and stylish wall-mounted vanities. Downstairs, an expansive finished basement with exposed dark joists offers a huge open family room alongside a private master suite. Ready for immediate move-in, this exceptional remodel seamlessly pairs chic contemporary style with functional living space.

3608 Virginia Street, Gary
4946 Vermont Street, Gary
$128,000
3 Beds ⋅ 1 Baths
Charming brick-front 3-bedroom, 1-bath property in excellent location! Major updates include 4 new windows (2019), new roof (2023), new water heater (2025), and new gutters, soffit, fascia, and downspouts (2025). Inside you'll find hardwood floors, updated kitchen with stone countertops, and updated bathroom. A full unfinished basement offers potential for storage or future finished living space. Private fenced in yard. Plenty of off-street parking. Close to major roads for convenient commuting or easy access to restaurants and shopping. Low property taxes. Great for investors or first-time buyers!

4946 Vermont Street, Gary
4348 Georgia Street, Gary
$140,000
4 Beds ⋅ 2 Baths
Opportunity awaits! This spacious 5-bedroom, 2-bath home offers approximately 2,304 square feet of living space, providing plenty of room and flexibility. The main level features a welcoming living room, formal dining room, kitchen, primary bedroom and additional bedroom, while the finished lower level expands the living space with three additional bedrooms. A covered front porch, detached garage and off-street parking add to the home's appeal. Whether you're looking for a spacious place to call home or an investment opportunity, this property offers plenty of potential. Schedule your showing today and see what 4348 Georgia Street has to offer!

4348 Georgia Street, Gary
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