46404 Homes under $200,000

46404 Homes under $200,000

Welcome to the vibrant community of Gary, Indiana, nestled in Lake County and defined by its rich history and diverse culture. The zip code 46404 is a hidden gem that offers an array of affordable housing options, making it an ideal choice for first-time homebuyers, families, and investors alike.

In Gary, homes under $200,000 are not just a possibility; they are a reality! This zip code showcases a variety of charming properties that cater to different lifestyles and preferences. From cozy bungalows to spacious single-family homes, you’ll find an inviting mix of architecture that reflects the city’s unique character. The affordability of these homes opens the door to homeownership for many, allowing you to invest in your future without breaking the bank.

Living in 46404 means embracing a community rich in amenities. Enjoy easy access to local parks, recreational facilities, and schools, creating a nurturing environment for families. The proximity to Lake Michigan provides residents with stunning waterfront views and outdoor activities, perfect for those who love nature and adventure. Additionally, Gary’s convenient location offers quick access to major highways, making commuting to nearby cities a breeze.

Whether you’re looking to settle down or invest in a rental property, the homes in Gary’s 46404 zip code offer a harmonious blend of affordability, community spirit, and accessibility. Discover your dream home today and become part of this thriving Indiana city!

Newest 46404 Homes under $200,000

561 W Taft Street, Gary
$175,000
2 Beds ⋅ 2 Baths
UPDATED BRICK BUNGALOW! Schedule your showing today to view this charming home. As you enter, you step onto the 125 sq ft front porch that leads into a foyer with coat closet and a nice sized living room with beautiful hardwood floors, recessed lighting and large picture window. The kitchen has been remodeled with new cabinets, beautiful granite counter tops and stainless steel appliances. The remainder of the main floor continues the hardwood floors in the dining room and two bedrooms. The remodeled bathroom has a tile surround and deep tub for a peaceful soak or bath time fun. The basement offers a perfect related-living arrangement that includes a bedroom with egress window, a 3/4 bath, 2nd Kitchen, family room, office space and laundry room. With exterior access via side door that leads to rear yard and garage. Close to South Shore Station and easy access to the Skyway.

561 W Taft Street, Gary
231 Mckinley Street, Gary
$110,000
2 Beds ⋅ 1 Baths
Welcome to this charming 2-bedroom, 1-bath brick home with beautiful hardwood floors and plenty of natural light. The kitchen provides ample cabinetry, while the lower level offers additional recreation and flex space, laundry, built-in closets and abundant storage. Outside, enjoy a spacious yard with additional off-street parking. A solid home with plenty of potential! Home is sold As-Is.

231 Mckinley Street, Gary
4247 W 19th Place, Gary
$85,000
3 Beds ⋅ 1 Baths
Welcome to this charming and well-maintained home located at 4247 W 19th Place in Gary! This inviting property offers a perfect blend of comfort, functionality, and value--ideal for homeowners or investors alike. Home features 3 bedrooms and one full bath. Outside, enjoy a sizable yard with room for gardening, recreation, or future enhancements.

4247 W 19th Place, Gary
407 Mckinley Street, Gary
$168,000
3 Beds ⋅ 2 Baths
Welcome to 407 McKinley Street in Gary's Horace Mann Neighborhood- This ALL Brick home is a must to see with great potential Enjoy hardwood floors, a newer AC system, refrigerator and washer and dryer already in place. The comfortable layout offers in own. Located in a convenient area, this property is great opportunity for a homeowner or investor. Come see the potential of 407 McKinley Street for yourself, this on wont last long

407 Mckinley Street, Gary
3719 W 24th Avenue, Gary
$185,000
3 Beds ⋅ 3 Baths
Discover massive potential in this solid limestone brick home offering 3 bedrooms, 2.5 baths, and an expansive layout with a dry, above-ground basement. Featuring copper plumbing, three electrical boxes, and two high-efficiency furnaces with central AC, the major mechanicals and 2015 roof are already taken care of. Bring your cosmetic updates and cleaning ideas to unlock incredible value in this exceptionally sturdy property. Property sold AS-IS

3719 W 24th Avenue, Gary
3756 W 21st Avenue, Gary
$78,900
3 Beds ⋅ 1 Baths
Investment property at 3756 W 21st Ave in Gary, IN. This single-family home features 3 bedrooms, 1 full bathroom, and approximately 864 square feet of living space on a 0.14-acre lot. The home has a functional layout with potential for renovation and value-add improvements. Fix-and-flip or long-term rental possibilities. Conveniently located near local amenities, schools, and major roadways.

3756 W 21st Avenue, Gary
2530 W 12th, Gary
$129,000
3 Beds ⋅ 1 Baths
Affordable, Newly-Renovated & Move in Ready....If you are an investor looking to add a rental home into your portfolio or someone looking for a starter home this is the one for you! Welcome to this beautifully renovated 3 bedroom 1 bath ranch home with unique layout features. The spacious and new kitchen offers lots of cabinets and quartz countertops and space for dining table and chairs 3 good sized bedrooms with plenty of storage. Gorgeous full bathroom with tile surround that is easy to maintain. The unfinished basement with tall ceilings gives you lots of options to finish later or use for storage or however you see fit. The spacious back enclosed porch leads you to the private backyard. Schedule a showing today!

2530 W 12th, Gary
2088 Roosevelt Street, Gary
$165,000
2 Beds ⋅ 2 Baths
Welcome home to this well-maintained 2-bedroom, 2-bath brick ranch situated on a corner lot with plenty of indoor and outdoor space. The home was previously configured as a 3-bedroom, and the owner removed a wall to create a larger primary bedroom; a wall could be added back to restore the third bedroom. The full finished basement adds valuable living space, a second full bath and plenty of storage. Outside, you'll find a large fenced yard with a new fence, electric gate, fresh landscaping and multiple areas to enjoy the outdoors. An enclosed patio and additional concrete patio provide plenty of room for relaxing, grilling or entertaining. A brand-new front porch awning adds a nice finishing touch to the home's exterior. Recent improvements include new plumbing in 2025, new central air in 2025 and a furnace approximately 5 years old. With a full finished basement, generous storage, a large fenced yard and flexible bedroom layout, this home offers plenty of space and possibilities for its next owner.

2088 Roosevelt Street, Gary
2259 W 10th Place, Gary
$159,900
5 Beds ⋅ 3 Baths
This home has 5 spacious bedrooms and 3 bathrooms with a 2 car garage. This house has been remodeled in recent years and is being sold AS-IS. Cash-flowing, tenant-occupied property for sale with reputable management company in place. Three houses are availabe in this package, all priced below market value!

2259 W 10th Place, Gary
405 Marshall Street, Gary
$120,000
3 Beds ⋅ 1 Baths
CHARMING BRICK HOME. inside, you'll find a well-maintained interior ready for its next owner. The spacious basement offers incredible potential, with room to add an additional bedroom and bathroom, and an office creating even more living space and increasing the home's value. Incredible opportunity for personal use or investment.

405 Marshall Street, Gary
1231 Taney Street, Gary
$99,900
2 Beds ⋅ 1 Baths
Welcome home to this move-in-ready 2-bedroom, 1-bath single-family home offering comfortable, easy living all on one level. Built on a slab, the home features a functional floor plan with two well-sized bedrooms, a full bathroom, and a dedicated laundry room for added convenience. The inviting living spaces provide plenty of potential to make the home your own, while the practical layout makes everyday living simple. Whether you're a first-time buyer, downsizing, or looking to add to your investment portfolio, this home is ready for its next owner. Schedule your showing today!

1231 Taney Street, Gary
4251 W 22nd Plaza, Gary
$55,000
3 Beds ⋅ 1 Baths
Investor opportunity in Gary. This 3-bedroom, 1-bath ranch offers 916 square feet of living space on a spacious fenced lot. The home needs some TLC but offers great potential for renovation, resale, or rental use. Convenient single-level layout with generous outdoor space. Property is being sold strictly as-is. Buyer and broker to verify all measurements and property information.

4251 W 22nd Plaza, Gary
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