Valparaiso Homes under $400,000

Valparaiso Homes under $400,000

Welcome to Valparaiso, Indiana – a charming city that beautifully blends small-town warmth with vibrant community spirit. Nestled in Porter County, Valparaiso is known for its rich history, stunning parks, and a lively downtown area that boasts unique shops, delightful eateries, and cultural attractions. With a population that values both tradition and innovation, Valparaiso is a place where neighbors become friends and families thrive.

One of the most appealing aspects of Valparaiso is its diverse housing market, particularly for those seeking homes under $400,000. Here, you can find a variety of options that cater to different lifestyles and preferences. From cozy single-family homes with lush backyards perfect for family gatherings to modern townhouses that offer low-maintenance living, Valparaiso has something for everyone. The affordability of these homes makes it an ideal location for first-time buyers, growing families, or anyone looking to invest in a welcoming community.

Valparaiso is also home to excellent schools, making it a fantastic choice for families prioritizing education. The city’s commitment to community events, including farmers' markets, festivals, and outdoor concerts, fosters a sense of belonging and connection among residents. Outdoor enthusiasts will appreciate the nearby nature trails, parks, and recreational opportunities that invite exploration and adventure.

Experience the charm and convenience of Valparaiso, where your dream home awaits at an accessible price point. Discover why so many are proud to call this vibrant city their home!

Newest Valparaiso Homes under $400,000

202 Kraus Drive, Valparaiso
$299,900
3 Beds ⋅ 2 Baths
This 3 bedroom villa is located on Silver lake in Valpo. A nature lover's dream with federal wetlands and migratory water fowl. The setting is fabulous plus is at the end of a cul-de-sac. Scenic views year round. 10' ceilings in living, dining and kitchen.Very spacious living room with natural lighting from all around! The Primary bedroom suite offers a huge walk in, and a full bath. 2 other bedrooms and full bath. perfect space to downsize in, everything on one level! 2 car garage, new carpet, freshly painted. Fabulous location!Make a plan to see this today!HOA is 50 a month and covers lawn mowing

202 Kraus Drive, Valparaiso
1031 N 200 W, Valparaiso
$335,000
3 Beds ⋅ 2 Baths
Beautifully Maintained, Stylishly Updated and Truly Move-In Ready! This charming 3 bedroom, 1.5 bath ranch offers the perfect blend of country living, modern updates, and convenience. Featuring a versatile bonus or recreation room, this home offers flexible space to suit your lifestyle. Situated on just shy of 1.5 acres with no rear neighbors, the property provides a peaceful, private setting with a spacious feel and room to enjoy the outdoors. A detached 2 car garage, along with an additional outbuilding, provides ample space for storage, hobbies, and more. Recent improvements include all new PEX water lines, new septic field lines, a new hot water heater, water softener, and dehumidifier. Enjoy the tranquility and space of country living while remaining just minutes from expressway and toll road access. Come see for yourself why this inviting property is the perfect place to call home! For you comfort sellers offering a home warranty.

1031 N 200 W, Valparaiso
901 Mccord Road, Valparaiso
$250,000
3 Beds ⋅ 1 Baths
Beautiful 1-1/2 Story Cape Cod style home on almost 1/2 an acre! This home is in the perfect location! One block away from Flounder & Friends Skatepark, Fairgrounds Park, & Valparaiso Park Trails with picnic tables seating throughout the park. Town & Country Market, Strack & Van Til (grocery store), the hospital, as well as several popular dining, and shopping options are only a mile or two away. Inside the home you will find a rustic country like setting. The dining room has real barn wood as an accent wall giving this space a neat barn-like feature. The living room is ample with a big picture window to let in plenty of sunlight. There is a main level bedroom right next to the updated restroom. Travel upstairs to find 2 bright and spacious bedrooms. Now come on outside and find your beautiful freshly stained deck surrounded by your gorgeous almost half an acre spread. On the backside of the property you will find a creek where deer have been spotted! The heated 2- car garage will be perfect for outside projects and storage when the cold weather arrives! Note more than 2 cars can fit in this space it is 30 feet deep! The central air is brand new with a 5-year warranty for the new owner. The furnace was replaced in 2019. The Samsung smart gas range is only one year old and equipped with an air fryer. There is the possibility to assume the very lower interest rate, ask your agent for the details. Come and check out all this home has to offer in person!

901 Mccord Road, Valparaiso
3502 Timberbridge Drive Unit #F, Valparaiso
$190,500
2 Beds ⋅ 2 Baths
Completely Updated 2-Bedroom, 2-Bath Condo in Desirable Valparaiso Location!Modern Elegance Meets Easy Living! Welcome to this beautifully renovated 2-bedroom, 2-bathroom condo in a highly desirable Valparaiso neighborhood, offering stylish, comfortable living in an inviting setting. The living room features a gorgeous new stone-surround gas fireplace, creating a warm and sophisticated focal point. A patio door opens to a covered deck, providing the perfect spot to enjoy your morning coffee or unwind at the end of the day. A smart-device thermostat adds everyday convenience and comfort. The spacious, open kitchen features crisp white cabinetry, elegant quartz countertops, and newer stainless steel appliances. Its welcoming layout is ideal for both daily living and entertaining. The primary bedroom includes a comfortable sitting area, ceiling fan, and a beautifully appointed en-suite full bathroom. The generously sized second bedroom offers flexibility for guests, a home office, or personal use. A stylish second 3/4 bathroom complements the home, while the large laundry and utility closet provides convenient storage. This condo also includes a one-car garage equipped with a new automoatic door system. With plenty of room for storage and convenient access via a ighted walkway, the garage adds ease to everyday living. Ideally situated near golf courses, shopping, dining, and the spectacular Indiana Dunes and Lake Michigan shoreline, this condo combines an appealing location with thoughtful design and everyday comfort. Come see all this inviting Valparaiso condo has to offer!

3502 Timberbridge Drive Unit #F, Valparaiso
354 Valparaiso Street, Valparaiso
$299,900
3 Beds ⋅ 2 Baths
Location, character, and convenience come together at 354 Valparaiso Street, just minutes from Downtown Valparaiso's restaurants, shopping, entertainment, and community events. This charming home features a spacious enclosed four-season room, beautifully refinished hardwood floors, new carpeting, and classic built-in shelving that preserves its original character. Additional features include generous storage and convenient laundry chutes. The updated kitchen offers quartz countertops, a double oven, new refrigerator, and dishwasher. The unfinished basement provides excellent potential for additional living space, recreation, or storage. Outside, enjoy a large fenced backyard and the convenience of a one-car attached garage. With its desirable location near Downtown Valparaiso, thoughtful updates, and timeless charm, this home offers a wonderful opportunity to enjoy everything Valparaiso has to offer.

354 Valparaiso Street, Valparaiso
3951 Reflection Place, Valparaiso
$344,922
2 Beds ⋅ 2 Baths
Ready Now! Whether you're downsizing or looking for your first home, the Bryson has what you've been searching for. You'll be welcomed in by all the natural light and the pond views. There is plenty of storage in the kitchen w/42" cabinets, island, and pantry. The kitchen comes together w/white cabinets, backsplash, quartz countertop, and SS appliances. Off the breakfast area is a sunroom, perfect for relaxing and the flex room offers the space to create an office, den, or place for hobbies. The primary has a walk-in closet and the primary bath has a walk-in shower w/seat and 60" SB vanity. The hall bath is conveniently located next to the 2 nd bedroom. LVP flooring throughout the main living area/flex and ceramic tile flooring in the baths. All of this plus an electric fireplace, laundry tub in the laundry room, attic access w/pull down ladder, 2 car garage, 11'x10" patio, and low maintenance landscaping w/irrigation. The Bryson just isn't a home, it's where your story continues.

3951 Reflection Place, Valparaiso
3970 Reflection Place, Valparaiso
$346,169
2 Beds ⋅ 2 Baths
Ready Now! Whether you're downsizing or looking for your first home, the Bryson has what you've been searching for. You'll be welcomed in by all the natural light flowing through the oversized windows. There is plenty of storage in the kitchen w/42" cabinets, island, and pantry. The kitchen comes together w/white cabinets, backsplash, quartz countertop, and SS appliances. Off the breakfast area is a sunroom, perfect for relaxing and the flex room offers the space to create an office, den, or place for hobbies. The primary has a walk-in closet and the primary bath has a walk-in shower w/seat and 60" SB vanity. The hall bath is conveniently located next to the 2 nd bedroom. LVP flooring throughout the main living area/flex and ceramic tile flooring in the baths. All of this plus a laundry tub in the laundry room, attic access w/pull down ladder, 2 car garage, 11'x10" patio, and low maintenance landscaping w/irrigation. The Bryson just isn't a home, it's where your story continues.

3970 Reflection Place, Valparaiso
3972 Reflection Place, Valparaiso
$344,441
2 Beds ⋅ 2 Baths
Ready Now! Whether you're downsizing or looking for your first home, the Bryson has what you've been searching for. You'll be welcomed in by all the natural light flowing through the oversized windows. There is plenty of storage in the kitchen w/42" cabinets, island, and pantry. The kitchen comes together w/oak cabinets in Fallow, backsplash, quartz countertop, and SS appliances. Off the breakfast area is a sunroom, perfect for relaxing and the flex room offers the space to create an office, den, or place for hobbies. The primary has a walk-in closet and the primary bath has a walk-in shower w/seat and 60" SB vanity. The hall bath is conveniently located next to the 2nd bedroom. LVP flooring throughout the main living area/flex and ceramic tile flooring in the baths. All of this plus a laundry tub in the laundry room, attic access w/pull down ladder, 2 car garage, 11'x10" patio, and low maintenance landscaping w/irrigation. The Bryson just isn't a home, it's where your story continues.

3972 Reflection Place, Valparaiso
362 W Division Road, Valparaiso
$319,000
3 Beds ⋅ 2 Baths
Completely Updated and Move-in Ready RANCH home on 1 Full Acre in Valparaiso! This 3-Bedroom, 2-Bath home offers over 1,500 finished sqft on the main level, plus a 480-square-foot unfinished basement and crawl space for additional storage. The home has been thoughtfully updated with a NEW ROOF, NEW GUTTERS, NEW FURNACE & A/C, 3-YR OLD WATER HEATER, VINYL WINDOWS, and HARDWOOD FLOORING. The beautifully renovated kitchen features new cabinetry and granite countertops. Beautiful Four-Seasons Room off of kitchen to overlook peaceful property year-round! A main-level laundry room adds convenience, while the spacious layout provides plenty of room to spread out. One of the home's standout features is the large breezeway/Bonus Room connecting the home to the oversized 2.5-car attached garage. With a vaulted ceiling, cozy wood-burning fireplace, and sliding door leading to the private backyard, this versatile space functions as an additional living area, entertaining space, game room, or man cave! Outside, enjoy the privacy and flexibility of a full acre while still being conveniently located near Aberdeen and all that Valparaiso has to offer, including shopping, dining, entertainment, and everyday amenities. Updated, spacious, and move-in ready--this is a rare opportunity to enjoy the space of an acre with the convenience of Valparaiso living.

362 W Division Road, Valparaiso
724 Capitol Road, Valparaiso
$229,900
3 Beds ⋅ 2 Baths
Welcome home to this move-in ready 3-bedroom, 1.5-bath ranch offering comfort and some recent updates. Stepping into the home, you're greeted by the bright living room with full windows that fill the space with tons of natural light. The adjacent eat-in kitchen provides plenty of room for cooking and dining, featuring a new light fixture above the sink, and all kitchen appliances stay. The home also offers additional living space with a versatile bonus room perfect for a family room, home office, playroom, or entertainment area. There are three good-sized bedrooms, and 2 bathrooms, including a perfectly placed half bath adjoining to the primary bedroom and easily accessible from the kitchen. Outside, you'll appreciate the freshly mulched beds and the large fully fenced (installed July 2026) backyard perfect for entertaining and outdoor enjoyment. There's also a shed for additional storage. Features include a brand-new dishwasher (July 2026), new hot water heater ignition and interface, new faucets in both bathrooms, new ceiling fans in living room and first bedroom, and a new back door with built in blinds and storm door (December 2025). Conveniently located close to schools, parks, shopping, dining, and major highways, this home combines comfort, functionality, and accessibility. Don't miss the opportunity to make it yours!

724 Capitol Road, Valparaiso
4401 Wren Place, Valparaiso
$367,622
5 Beds ⋅ 3 Baths
Welcome home to the Jade floorplan - a thoughtfully designed corner homesite two-story plan offering 2,166 square feet of well-planned living space. On the main floor, a versatile flex room can serve as a home office, cozy library, or playful retreat. The open-concept kitchen with a walk-in pantry seamlessly flows into the dining room and great room, creating a welcoming space for both everyday living and entertaining. Upstairs, offers four bedrooms, a convenient laundry room, and a full hall bath to provide comfort and functionality for the whole family. The owner's suite serves as a private retreat, featuring generous space and attached bathroom. This home has a 10-year structural warranty, 4-year workmanship warranty on the roof, Low E windows, and an industry best customer care program. Tankless water supply from Lake Michigan and a full landscaped yard make this house a home to thrive in, entertain, relax and enjoy!

4401 Wren Place, Valparaiso
62 E Division Road, Valparaiso
$299,900
3 Beds ⋅ 2 Baths
Welcome home to this beautiful 3 bedroom, 2 bathroom ranch, situated on a little over half an acre in desirable Morgan Township. This home offers the perfect blend of comfort and functionality. The open concept living and dining room features a cozy fireplace, while the amazing sunroom and four seasons room provide peaceful views of the wooded backyard and slight pond view. Recent updates include a new covered front porch, new roof, new AC unit, newer furnace, newer dishwasher & dryer, and a 5 year old stove. Electrical has been upgraded to 200 amps, and some siding has also been replaced. The remodeled bathroom adds a fresh touch, and the spacious master suite boasts an en-suite bath with a walk-in closet. Enjoy the convenience of a generous laundry room and extra storage solutions with a workshop and storage container, both with electricity already installed. Whether you're relaxing by the fireplace, entertaining in the open concept layout, or enjoying the serene backyard views year-round, this home has so much to offer!

62 E Division Road, Valparaiso
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